Money & Finance
Explore all guides and articles tagged "Money & Finance" for practical advice and clarity.
12 articles
Social Security's 2.8% COLA for 2026: What It Means for Your Monthly Check
The 2026 cost-of-living adjustment adds about $50 to the average retiree's check. Here's the full breakdown and what to watch for.
Your 2026 Tax Return: Key Changes Every Retiree Should Know Before Filing
New standard deductions, updated brackets, and changes to retirement account rules could affect what you owe this year.
How to Spot and Stop the Phone Scams Targeting Seniors Right Now
Phone scams cost older Americans over $3 billion last year. Here are the most common tricks and exactly how to protect yourself.
Required Minimum Distributions: When to Take Them and How to Reduce the Tax Hit
Learn when RMDs kick in, how much you must withdraw, and smart strategies to lower the tax bill on your retirement account distributions.
Social Security for Couples: Timing Strategies That Could Add Thousands
Smart claiming strategies for married couples can boost lifetime Social Security benefits by tens of thousands of dollars. Here is how to plan together.
AI Voice Cloning and Deepfake Scams: The New Fraud Threat Every Senior Must Know
Scammers now use AI to clone voices and create fake videos. Learn how these deepfake scams work and how to protect yourself and your family.
The Financial Side of Downsizing: What Retirees Often Overlook
Thinking about downsizing in retirement? Learn the hidden costs, tax rules, and smart strategies that can save you thousands.
Is Long-Term Care Insurance Still Worth It in 2026? An Honest Look at the Numbers
Long-term care insurance costs have skyrocketed. Here's an honest breakdown of whether it still makes sense and what alternatives exist.
Estate Planning Basics: Wills, Trusts, and Powers of Attorney Explained Simply
A plain-English guide to the three pillars of estate planning: wills, trusts, and powers of attorney. What they do and why you need them.
The Grandparent Scam Has Gone High-Tech: How AI Voice Cloning Makes It Harder to Detect
Scammers now use AI to clone your grandchild's voice. Learn how the new grandparent scam works and how to protect yourself.
Reverse Mortgages in 2026: The Pros, Cons, and Better Alternatives
Considering a reverse mortgage? Get the full picture on how they work, what they cost, who benefits, and what alternatives might serve you better.
Living on a Fixed Income When Prices Keep Rising: Practical Budgeting Strategies
Groceries, insurance, and utilities cost more every year. Here are real strategies to stretch your retirement dollars further.